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Best Gas Rewards Credit Cards of 2020

Best Gas Rewards Credit Cards of 2020

Whether you drive a little or a lot, these gas credit cards are great for anyone who finds themselves at the fuel pump. Get gas, get rewarded – it’s that simple. Each of these cards offer varying rewards on other categories as well. We analyzed 390 credit card offers with gas rewards to get to our top 10 recommendations. Review the best gas rewards credit card offers from our partners below and apply for the card that best fits you. Best Gas Rewards Credit Cards of 2020.

In order to find the best card for your next trip to the gas station, we analyzed 29 popular rewards cards that offer gas station rewards using an average American’s annual spending budget and digging into each card’s perks and drawbacks.

Picking the right gas card can be tricky. There are often restrictions on what qualifies as a gas station. For example, most cards exclude gas purchased from superstores, supermarkets and wholesale clubs, such as Costco and BJ’s.

Before signing up for a gas rewards card, take the time to consider how to maximize the points you earn. If you have to go out of the way to buy gas from a qualifying station, or you can fill up for significantly less using your Costco membership, you might be better off going with a different rewards card.

 

Best credit cards for gas stations – Best Gas Rewards Credit Cards of 2020

Credit Card Estimated gas station rewards earned each year Estimated rewards earned after five years
PenFed Platinum Rewards Visa Signature® Card $111 $2,167
Wells Fargo Propel American Express® Card $67 $2,120
Blue Cash Preferred® Card from American Express $67 $2,437
PNC Cash Rewards® Visa® $89 $2,012
Citi Premier℠ Card $67 $2,125

 

PenFed Platinum Rewards Visa Signature® Card

PenFed Platinum Rewards Visa Signature® Card
  • Rewards

    5X points on gas, 3X points on groceries, 1X points on all other purchases

  • Welcome bonus

    $100 statement credit when you spend $1,500 in the first 90 days from account opening

  • Annual fee

    $0

  • Intro APR

    0% for the first 12 months on balance transfers

  • Regular APR

    11.74% to 17.99% variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

  • Credit needed

    N/A

Pros

  • High 5X points on gas
  • No bonus category activations or limits to the amount of cash back you can earn
  • Competitive 11.74% to 17.99% variable APR

Cons

  • 3% balance transfer fee
  • Credit union membership is required
  • Estimated cash back earned after 1 year: $513
  • Estimated cash back earned after 5 years: $2,167

Rewards totals incorporate the points earned from the welcome bonus.

 

Wells Fargo Propel American Express® Card – Best Gas Rewards Credit Cards of 2020

Wells Fargo Propel American Express® Card
  • Rewards

    3X points on dining out and ordering in; gas, rideshares and transit; flights, hotels, homestays and car rentals; and popular streaming services. 1X points on all other purchases

  • Welcome bonus

    20,000 bonus points when you spend $1,000 in purchases in the first 3 months

  • Annual fee

    $0

  • Intro APR

    0% APR for 12 months on purchases and qualifying balance transfers

  • Regular APR

    15.49% to 27.49% variable

  • Balance transfer fee

    Introductory fee of 3% ($5 minimum) for 120 days, then 5% ($5 minimum)

  • Foreign transaction fee

    None

  • Credit needed

    Excellent/Good

Pros

  • No annual fee
  • No fee charged on purchases made outside the U.S.
  • 0% APR for the first 12 months on purchases and balance transfers
  • No blackout dates on air travel when redeemed through Go Far Rewards

Cons

  • Minimum reward redemption amount of 2,500 points
  • Balance transfers incur a 3% fee ($5 minimum)
  • Estimated rewards earned after 1 year: $584
  • Estimated rewards earned after 5 years: $2,120

Rewards totals incorporate the points earned from the welcome bonus

 

Blue Cash Preferred® Card from American Express – Best Gas Rewards Credit Cards of 2020

Blue Cash Preferred® Card from American Express

  • Rewards

    6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations, 3% cash back on transit including taxis/rideshare, parking, tolls, trains, buses and more and 1% cash back on other purchases

  • Welcome bonus

    $250 statement credit after you spend $1,000 on eligible purchases on your new card within the first 3 months

  • Annual fee

    $95

  • Intro APR

    0% APR for the first 12 months on purchases and balance transfers

  • Regular APR

    14.49% to 25.49% variable on purchases and balance transfers

  • Balance transfer fee

    3%, $5 minimum

  • Foreign transaction fee

    2.7%

  • Credit needed

    Excellent/Good

Pros

  • High 6% cash back at U.S. supermarket spending (up to $6,000 a year, then 1%)
  • Unlimited 6% cash back on select U.S. streaming subscriptions
  • Unlimited 3% cash back at U.S. gas stations and on transit
  • A year of no interest on new purchases and balance transfers

Cons

  • $95 annual fee
  • 2.7% fee on purchases made abroad

 

  • Estimated rewards earned after 1 year: $679
  • Estimated rewards earned after 5 years: $2,397

 

 

 

 

PNC Cash Rewards® Visa®

PNC Cash Rewards® Visa®
  • Rewards

    4% cash back at gas stations, 3% cash back on dining, and 2% cash back at grocery stores, for the first $8,000 in combined purchases in these categories annually, 1% cash back on all other purchases

  • Welcome bonus

    $100 bonus after you make $1,000 or more in purchases during the first 3 billing cycles following account opening

  • Annual fee

    $0

  • Intro APR

    0% for the first 12 billing cycles on balance transfers

  • Regular APR

    14.49% to 24.49% variable

  • Balance transfer fee

    3%, $5 minimum, within the first 90 days from account opening, then 4%, $5 minimum

  • Foreign transaction fee

    3%

  • Credit needed

    Excellent/Good

     

Pros

  • No annual fee
  • High 4% cash back at gas stations

Cons

  • Bonus gas, dining and grocery rewards are limited to the first $8,000 in combined purchases per year
  • Minimum $25 required to redeem rewards
  • No special financing offer for new purchases
  • 3% foreign transaction fee
  • Estimated cash back earned after 1 year: $482
  • Estimated cash back earned after 5 years: $2,012

 

Citi Premier℠ Card

Citi Premier℠ Card

  • Rewards

    3X points on travel including gas stations, 2X points at restaurants and on entertainment, 1X points on all other purchases

  • Welcome bonus

    60,000 bonus points after making $4,000 in purchases with your card within the first 3 months of account opening (worth $750 in airfare)

  • Annual fee

    $95

  • Intro APR

    None

  • Regular APR

    17.49% to 25.49% variable

  • Balance transfer fee

    3%, $5 minimum

  • Foreign transaction fee

    None

  • Credit needed

    Excellent

Pros

  • Unlimited 3X points at gas stations
  • Points are worth 25% more on airfare when booked at thankyou.com
  • No foreign transaction fees

Cons

  • $95 annual fee
  • No special financing offers

 

  • Estimated rewards earned after 1 year: $858
  • Estimated rewards earned after 5 years: $2,125

 

The Best Credit Card for Balance Transfers 2020

Wells Fargo Propel Review – Credit card review

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