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11 Best Prepaid Debit Cards of 2020

Prepaid Debit Cards

Strict about your budget? Prepaid and debit cards can help you control your spending by setting your balance up front. Note that prepaid and debit cards are not the same as credit cards. If you’re looking for a credit card but are concerned about a low credit score, check out these card offers from our partners.

Best Prepaid Debit Cards 2020.

Akimbo Prepaid Mastercard®

Image result for Akimbo Prepaid Mastercard®

Rewards Rate
This card doesn’t offer cash back, miles, or points

Card Features

  • Card Price:
  • Monthly Fee: No Fee
  • Purchases Fees:  No Fee per domestic transaction using signature or online
  • ATM Withdrawals Fees: $1.98 per domestic ATM transaction
  • International ATM Transaction Fee:  $1.98 + 3% of transaction amount assessed on all international cash withdrawal transactions
  • ATM Transaction Decline: N/A
  • Reload Methods: N/A
  • Direct Deposit: N/A
  • Payback Rewards: N/A
  • Mobile App: N/A
  • Alerts: N/A
  • Custom Card: N/A
  • Ria Money Transfers: N/A
  • International Transactions: 3% of transaction amount assessed on all international signature and PIN purchase transactions
  • Savings Account: Not Available
  • Replacement Card Fee: $4.95 per request; one replacement allowed every 12 months at no cost

American Express Serve®

American Express Serve®

Rewards Rate
This card doesn’t offer cash back, miles, or points

Card Features

  • Card Price: $0 Online | Up to $3.95 in retail locations
  • Monthly Fee: $6.95 -or- $0 when you Direct Deposit $500
  • Purchases Fees: $2.50 per domestic withdrawal. Up to $9.95
  • ATM Withdrawals Fees:$0 at MoneyPass ATMs | up to $2.50 at non-MoneyPass Atms. ATM operator fees may apply
  • ATM Transaction Decline: $0.75 per ATM decline
  • Reload Methods: $3.95 for cash reloads. Fee varies by retailer.
  • Direct Deposit: $0
  • Payback Rewards: no
  • Mobile App:
  • Alerts:
  • Custom Card: No
  • Paypal Transfers: No
  • Ria Money Transfers: Send up to $2.500 for $16.99
  • Foreign Transactions: 2.7% after conversion to US Dollars
  • Savings Account: Not Available

Brink’s Prepaid Mastercard® – Best Prepaid Debit Cards 2020

Image result for brinks prepaid card

Rewards Rate

This card doesn’t offer cash back, miles, or points

At A Glance

  • Annual FeeVariable Monthly Fees
  • Balance Transfer Intro APR N/A
  • Regular APR N/A

Western Union® Netspend® Mastercard® Prepaid Card

Western Union® Netspend® Mastercard® Prepaid Card

Rewards Rate

This card doesn’t offer cash back, miles, or points

At A Glance

  • Annual FeeUp-to $9.95 monthly*
  • Balance Transfer Intro APR N/A
  • Regular APR N/A

Netspend® Small Business Prepaid Mastercard® Account – Best Prepaid Debit Cards 2020

Netspend® Prepaid Mastercard® - Best Prepaid Cards 2020

Rewards Rate

This card doesn’t offer cash back, miles, or points

At A Glance

  • Annual FeeVariable Monthly Fee
  • Balance Transfer Intro APR N/A
  • Regular APR N/A

Netspend Visa ®  Prepaid Card®  – Best Prepaid Debit Cards 2020

Netspend® Small Business Prepaid Visa® - Best Prepaid Cards 2020
Rewards Rate
This card doesn’t offer cash back, miles, or points

Card Features

  • General Fees:$0 for PAY-Go or $9.95
  • Purchases Fees: $2.50 per domestic withdrawal. Up to $9.95
  • ATM Withdrawals Fees:$2.50
  • Reload Methods: $3.95 for cash reloads. Direct deposit, bank transfer, cash load at Fifth Third branch or ATM.
  • Direct Deposit: When you Direct Deposit to your Netspend Card, you could get paid up to 2 days faster.
  • Payback Rewards: Earn cash back for many of your every day purchases and get personalized offers, just for using your Card.
  • Mobile App: Check your Card Account balance, see transaction information, and more.
  • Alerts: Sign up and receive text alerts about transactions, deposits, or budget notifications.
  • Custom Card: Personalize your Card with a family photo or unique image.
  • Paypal Transfers: No
  • Savings Account: N/A

Control™ Prepaid Mastercard® – Best Prepaid Debit Cards 2020

Control™ Prepaid Mastercard® - Best Prepaid Cards 2020

Rewards Rate

This card doesn’t offer cash back, miles, or points

At A Glance

  • Annual FeeVariable Monthly Fee
  • Balance Transfer Intro APR N/A
  • Regular APR N/A

GoBank® Checking Account – Best Prepaid Debit Cards 2020

GoBank® Checking Account - Best Prepaid Cards 2020

Rewards Rate

This card doesn’t offer cash back, miles, or points

At A Glance

  • Annual FeeSee Terms
  • Balance Transfer Intro APR N/A
  • Regular APR N/A

PayPal Prepaid MasterCard®

PayPal Prepaid MasterCard® - Best Prepaid Cards 2020
Rewards Rate
This card doesn’t offer cash back, miles, or points

Card Features

  • General Fees:$4.95 per month Plan Fee
  • Purchases Fees: N/A
  • ATM Withdrawals Fees: N/A
  • Reload Methods:Add cash at any of more than 130,000 convenient locations nationwide.
  • Direct Deposit: With Direct Deposit, you can get paid up to 2 days faster.
  • Payback Rewards: Earn cash back and personalized offers, just for using your Card.
  • Mobile App: Check your Card Account balance, see transaction information, and more.
  • Alerts: N/A
  • Custom Card: N/A
  • Paypal Transfers: Make transfers from your PayPal Account to your Card Account.
  • Savings Account: It never hurts to save some money, and you can earn interest, too.
Website
PayPal

Starbucks® Rewards Visa® Prepaid Card

Image result for Starbucks® Rewards Visa® Prepaid Card
Rewards Rate
  • Earn150 Bonus Stars the first time you use your Starbucks® Rewards Visa® Prepaid Card
  • Earn 1 Star per $10 spent on nearly everything

  • 150 Stars after you reload $10 or more with your Starbucks® Rewards Visa® Prepaid Card

Card Features

  • General Fees: $0
  • Purchases Fees: $0
  • ATM Withdrawals Fees: No
  • Reload Methods: No
  • Other Fees: 
    • Foreign Exchange Rate Adjustment: 3% of withdrawal amount after conversion to U.S. dollars when you make card purchases in a currency other than U.S. dollars
    • Card Replacement – Rush Request (avoid this fee by requesting standard shipping) $5 per card, upon request
    • Legal Processing Fee Up to $75 per order. Processing of any garnishment, tax levy, or other court order or administrative order against a Starbucks Rewards Visa Prepaid Card, whether or not the funds are actually paid.
  • Direct Deposit: N/A
  • Payback Rewards:  N/A
  • Mobile App:
  • Alerts: N/A
  • Custom Card: N/A
  • Paypal Transfers: N/A
  • Savings Account: N/A
Website
STARSBUCKS

Rewire Debit Prepaid Mastercard®

rewire card
Rewards Rate
  • This card do offer special rewards from time to time. For Example for Black Friday, it offered 3% cashback for all shopping during November.

Card Features

  • General Fees: €0
  • Purchases Fees: €0
  • ATM Withdrawals Fees: €2.5
  • Reload Methods: Via debit card, credit card or bank transfer.
  • Other Fees: No
  • Direct Deposit: With Direct Deposit, you can get paid up between 1 minute and up to 2 days
  • Mobile App: Check your Card Account balance, see transaction information, get real-time push alerts for purchases.
  • Alerts: Real-time push alerts on mobile for purchases
  • Custom Card: No
  • Paypal Transfers: No
  • Savings Account: No
Website
REWIRE
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