The coronavirus outbreak in mid-March disrupted enterprise actions globally. So far, many industries must face difficulties due to the unsure financial atmosphere.Some corporations inside industries like retail and eating places even needed to file for chapter due to lack of enterprise. Though now the lockdown has been lifted in many of the nations and firms have began to renew work, the financial disaster that ensued the pandemic just isn’t anticipated to finish anytime quickly.Like all industries and sectors, the banking trade needed to bear the brunt of the pandemic. Within the first half of this yr, majority of the banks reported considerably larger provisions due to fears associated to the pandemic and the financial slowdown, which adversely impacted their earnings.As enterprise actions got here to a grinding halt, the lending situation was additionally not nice. Together with muted loan progress, near-zero rates of interest have been different negatives for banks. Due to such low charges, banks’ curiosity revenue and internet curiosity margins (one of many key metrics for gauging profitability) have been adversely impacted to an extent.Actually, the scenario worsens if banks have vital debt publicity. For banks that use comparatively excessive quantities of debt to finance their operations, it turns into troublesome to outlive if the financial scenario deteriorates considerably as they won’t be able to make well timed curiosity funds.Nonetheless, for banks with comparatively decrease debt publicity, surviving amid the present disaster turns into simpler. Banks that should not have any vital quantity of debt maturing within the close to time period or have whole debt lower than their present cash steadiness are much less prone to default even when the financial scenario worsens.Thus, though banks are dealing with difficulties amid the present financial disaster, there are some banks with low debt publicity that stay good funding choices.Bank Stocks Price ConsideringWith the assistance of the Zacks Stock Screener, now we have chosen three stocks from the banking sector that traders can think about regardless of the continuing disaster. These stocks have a complete debt to whole capital lower than their respective industries. Additionally, their present times-interest-earned ratio is larger than the trade common.For all of the three stocks, which at the moment carry a Zacks Rank #2 (Purchase), their whole debt is lower than their cash steadiness. You possibly can see the whole listing of at this time’s Zacks #1 Rank (Robust Purchase) stocks right here.Listed here are the stocks worth betting on:Group Bank System, Inc. CBU: The corporate gives numerous banking and different monetary companies to retail, business and municipal clients. Headquartered in DeWitt, NY, the corporate has a market cap of greater than $3.2 billion.As of Jun 30, 2020, its whole debt stood at $269.Three million, considerably decrease than the cash and cash equivalents steadiness of $1.32 billion. Its whole debt to whole capital on the finish of second-quarter 2020 was 4.6% in contrast with the trade’s 31.9%. Its present times-interest-earned ratio of 37.5 is above the trade common of 6.2.FB Monetary Company FBK: Headquartered in Nashville, TN, the corporate, which gives numerous business and shopper banking companies, has a market cap of $847.2 million.As of Jun 30, 2020, its whole debt stood at $362.5 million, decrease than the cash and cash equivalents steadiness of $717.6 million. Its whole debt to whole capital on the finish of the second quarter was 4% in contrast with the trade’s 31.9%. Its times-interest-earned ratio of 19.5 is above the trade common of 6.2.The Bancorp, Inc. TBBK: The corporate, headquartered in Wilmington, DE, has a market cap of $524.1 million and gives banking services. As of Jun 30, 2020, its whole debt was $54.1 million, whereas its cash and cash equivalents steadiness stood at $480.7 million. Additionally, its whole debt to whole capital on the finish of the second quarter was 9.2% in contrast with the trade’s 31.9%. Its times-interest-earned ratio of 28.1 compares favorably with the trade’s 6.2.As we speak’s Finest Stocks from ZacksWould you wish to see the up to date picks from our greatest market-beating methods? From 2017 by way of Q2 2020, whereas the S&P 500 gained a formidable +44.0%, 5 of our methods returned +50.9%, +93.8%, +122.2%, +153.0%, and even +156.8%.This outperformance has not simply been a current phenomenon. From 2000 – Q2 2020, whereas the S&P averaged +5.5% per yr, our prime methods averaged as much as +51.7% per yr.See their newest picks free >>Need the most recent suggestions from Zacks Funding Analysis? As we speak, you may obtain 7 Finest Stocks for the Subsequent 30 Days. Click on to get this free report The Bancorp, Inc. (TBBK) : Free Stock Evaluation Report Group Bank System, Inc. (CBU) : Free Stock Evaluation Report FB Monetary Company (FBK) : Free Stock Evaluation Report To learn this text on Zacks.com click on right here.