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Maine is house to a number of native and nationwide banks, so figuring out the most suitable choice might be daunting. Fintech Zoom has put collectively a listing that can assist you discover the best bank and proper accounts in your particular monetary wants.
We’ve included essentially the most accessible banks with digital and cellular banking, loans and different necessary banking providers. Learn on to be taught extra about our prime picks and discover your match right now.
Finest Banks in Maine Close to You:
Finest for Borrowing: Camden Nationwide BankBest for School College students: Bank of AmericaBest for Buyer Service: TD BankBest for Cellular App: KeyBankBest for Safety: Folks’s United Bank
$Zero to $100,000
Finest for Borrowing: Camden Nationwide Bank
Camden Nationwide Bank has 60 branches in 51 completely different cities and cities within the state of Maine.
Aside from the common set of banking services and products, Camden Nationwide Bank affords a service often known as MortgageTouch™ if you happen to’re trying to purchase a house. This incorporates trendy know-how with steering from native specialists for a greater house shopping for expertise.
The applying course of solely takes a few minutes to finish and you may seamlessly hyperlink your bank accounts with digging by paper information. Additionally it is extremely securely with prime tier encryption to make sure the privateness of information.
The bank additionally has nice customer support. You possibly can go to the banking middle or give them a name to unravel your banking wants.
0.01% to 0.06%
$Zero to $25 however might be waived
Finest for School College students: Bank of America
Bank of America has been ranked as 1 of the most effective banks within the U.S. for school college students owing to its low overdraft charges and quantity of ATMs within the nation. It operates with 14 branches in 12 completely different cities and cities within the state of Maine.
Bank of America affords a price waiver for school college students underneath the age of 24. Qualifying college students can make the most of its checking account and financial savings account by having fun with all the advantages with out paying the month-to-month upkeep price. The bank additionally affords bank cards only for college students with a 3% cashback within the class of your alternative: on-line procuring, off-campus eating and extra.
Finest for Buyer Service: TD Bank
TD Bank is a well-liked bank with over 44 branches in 35 areas all through Maine. The bank additionally has 1,189 extra areas in 15 states, making it handy if you happen to journey usually.
TD Bank has been ranked No. 1 in buyer satisfaction amongst nationwide banks by J.D. Energy, a world chief in client insights, advisory providers and information and analytics. TD Bank ranks highest within the elements of comfort, department service and on-line banking satisfaction.
Finest for Cellular App: KeyBank
KeyBank operates with 43 branches in Maine. It has a free and easy-to-use cellular banking app. Its safety is state-of-the-art and has a 24/7 customer support. With the app you possibly can full a spread of actions together with:
Deposit checks out of your cellphone with the cellular appSign on along with your fingerprint or face ID within the cellular appSchedule and pay billsSend cash to mates and familyLock and unlock credit score and debit playing cards.Order checksActivate credit score and debit cardsSet up account alerts to watch
Finest for Safety: Folks’s United Bank
Folks’s United Bank is a premier, community-based, regional Northeast bank with greater than 5,500 staff providing business and retail banking, in addition to wealth administration providers. The bank operates with 26 branches in 23 completely different cities and cities within the state of Maine. It additionally has a community of over 400 retail areas in Connecticut, New York, Massachusetts, Vermont and New Hampshire.
The bank affords premium digital id safety providers known as AlwaysChecking. It allows you to actively monitor yours and your loved ones’s digital, credit score and social info in a single and safe dashboard. It additionally offers real-time alerts and mitigation when mandatory. You will get this service without cost with any Folks’s United Bank private checking account.
Incessantly Requested Questions
Q: What’s a debit card?
A: A debit card is a sort of bank card linked to your checking account. Not like a bank card, a debit card works like a examine and means that you can entry cash you have already got. Use this card to attract cash at an ATM or pay for purchases on-line or at any retailer that accepts card fee.
Q: Is it attainable to open an account for a minor?
A: Sure. Most banks have a devoted account for youngsters that may be opened with a mum or dad. As a mum or dad, you possibly can monitor the bank accounts in addition to set ATM limits.
Select the Proper Bank in Maine
At present’s market provides you all kinds of bodily and on-line banks to select from. To seek out the bank that serves you finest, weigh the advantages of every alternative. Think about the placement, services and products and costs and fees to make an knowledgeable resolution.
To find out the most effective banks in Maine, Fintech Zoom analyzed over 100 banks and monetary establishments. We gave weight to banks in Maine with co-op ATMs and cash-back choices. We additionally gave better rankings to banks which provided the next: checking and financial savings accounts, on-line banking, private loans, mortgages, academic assets, and a cellular app.