Constancy Insurance coverage, to not be confused with Constancy Guarantee Providers, is an auto insurance coverage supplier in Berkeley, California. At this time, we’ll see how Constancy automobile insurance coverage stands as much as the competitors and whether or not it is best to put your belief within the insurer.
We’re placing Constancy within the scorching seat to see how its protection choices, charges, and evaluations examine to these of nationwide automobile insurance coverage suppliers. No matter whether or not you like a small-town insurer or an organization with extra availability, it’s a good suggestion to get auto insurance coverage quotes from a number of completely different firms once you’re searching for a coverage. Comply with the hyperlink beneath to start out evaluating quotes and be certain you’re getting the very best charges.
On this article:
Constancy Insurance coverage Overview
Constancy Insurance coverage affords insurance coverage insurance policies for purchasers in Berkeley, California. The company companions with a number of insurance coverage suppliers, and Constancy insurance coverage brokers work with prospects to search out the protection and worth level that the client needs.
Some Constancy automobile insurance coverage companions embody Nationwide, Vacationers, Berkshire Hathaway (Geico), Chubb, Foremost, Liberty Mutual, and State Farm. Constancy Insurance coverage writes each private and industrial traces of insurance coverage. Private traces embody:
- Auto insurance coverage
- Vintage automobile insurance coverage
- Bike insurance coverage
- Life insurance coverage
- Owners insurance coverage
- Apartment insurance coverage
- Jewellery insurance coverage
- Leisure automobile protection
- Flood insurance coverage
- Renters insurance coverage
When it comes to business fame, there isn’t a lot info on the market about Constancy Insurance coverage. The Higher Enterprise Bureau (BBB) and AM Finest haven’t rated Constancy, and Constancy’s personal dated web site doesn’t present a lot perception into the insurance coverage company.
Constancy Automotive Insurance coverage Protection
With Constancy automobile insurance coverage, you will get customary protection and some extras by one of many insurance coverage suppliers that Constancy works with.
- Legal responsibility insurance coverage
- Medical funds
- Private damage safety
- Uninsured/underinsured motorist protection
- Roadside help
- Towing and labor
- Rental automobile reimbursement
Constancy Automotive Insurance coverage Value And Reductions
There are lots of components that have an effect on the worth of automobile insurance coverage, together with your age, gender, automobile make and mannequin, and driving historical past. In line with the Insurance coverage Info Institute, California motorists spent a mean of $892.55 on automobile insurance coverage in 2016.
Right here’s a breakdown of the quantities that drivers spent on legal responsibility, collision, and complete automobile insurance coverage that yr. Bear in mind, not all drivers bought the identical forms of protection or the identical limits.
Legal responsibility insurance coverage
Collision insurance coverage
Complete insurance coverage
Most automobile insurance coverage firms present reductions that vary from navy reductions to good scholar reductions. With a Constancy automobile insurance coverage coverage, you could qualify for:
- A number of autos low cost
- A number of insurance policies low cost
- Good scholar low cost
- Protected driver low cost
- Low annual mileage low cost
- Automobile security options low cost
Quotes And Claims Processes With Constancy Insurance coverage
You possibly can request a quote for a Constancy automobile insurance coverage plan on Constancy’s web site or by calling an agent. To finish a web based quote kind, you’ll wish to have some info helpful, together with:
- Private particulars like your occupation, degree of schooling, residence, and marital standing
- Automobile info such because the VIN, variety of miles on the odometer, annual mileage, and data of security options like anti-lock brakes
- Driver info for every other drivers on the coverage together with social safety quantity, license info, occupation, driving historical past, and low cost eligibility
- Insurance coverage historical past info
To submit a declare with Constancy Insurance coverage, name 510-548-8200 or log on to submit a request. To finish the request kind, you’ll want:
- Your contact info
- Your coverage quantity
- Location, date, time, and outline of the accident
- Police report particulars, if any
If you wish to examine on the standing of a Constancy automobile insurance coverage declare, you may go to the cost and claims middle on the Constancy web site and discover the telephone variety of the automobile insurance coverage supplier that underwrote your coverage.
Scores And Evaluations: Constancy Automotive Insurance coverage
Though Constancy automobile insurance coverage isn’t rated by the BBB or AM Finest, there are just a few buyer evaluations on the market – all of that are constructive. We couldn’t discover any buyer evaluations on Trustpilot or the BBB web site, nevertheless Constancy presently has three evaluations on Google and 6 on Yelp.
Constancy automobile insurance coverage prospects are happy with the corporate’s excessive degree of customer support and long-term reliability. Moreover, one Constancy worker determined to share her appreciation for the corporate.
“From the time I requested for an appointment on-line to my go to to their workplace, I used to be impressed at each step of the best way… It’s all the time our desire to do enterprise regionally, and this expertise is precisely why.”
-Linda H. through Yelp
“My evaluate relies on how Constancy Insurance coverage Service is as an employer. They generously take nice care of us! Right here I’m out for a morning stroll with my canine carrying my [wristlet] that was a Constancy present to me a few holidays in the past, accompanied by a bonus.”
-Felicia R. through Google
Constancy Insurance coverage Know-how
Constancy’s web site is dated, and there’s no cell app to be discovered. On the brilliant aspect, you will get a quote on-line. Plus, lots of the suppliers throughout the Constancy automobile insurance coverage community provide account administration by cell apps.
You may also join with Constancy on Fb, LinkedIn, and Instagram. The enterprise has a YouTube web page, too, with some movies that function Constancy’s rescue canine, Lucy.
The Closing Phrase On Constancy Automotive Insurance coverage
Though there isn’t a lot details about the corporate on-line, we predict Constancy Insurance coverage remains to be worthy of your consideration and consideration.
Constancy Automotive Insurance coverage Execs
Constancy Automotive Insurance coverage Cons
Native brokers that promote long-term relationships
Restricted to Berkeley, CA
Companions like Nationwide and State Farm
No scores from BBB or AM Finest
Optimistic buyer evaluations
Lack of expertise on web site and no cell app
Working with an unbiased company to match quotes could be a nice alternative to ask questions of a reside agent who is able to assist. The draw back is that you would be lacking out on reductions and protection choices from suppliers exterior of the company’s community. Even should you assume Constancy is the unbiased company on your wants, we advocate researching just a few direct suppliers to get a extra complete image of your automobile insurance coverage choices.
To begin evaluating automobile insurance coverage quotes in Berkeley, observe the hyperlink beneath.
Our Suggestions For Auto Insurance coverage
After reviewing the very best auto insurance coverage suppliers within the nation and the preferred California automobile insurance coverage firms, we discovered State Farm and Geico to be two nice selections on the West Coast.
State Farm: Finest For College students
Our analysis discovered that State Farm is the preferred automobile insurance coverage selection for folks in California and the very best for college students. That is due to the reductions accessible to this age group, like a very good scholar low cost and the Steer Clear® program. Steer Clear is a driving refresher course accessible to drivers beneath the age of 25 that comes with financial savings.
However State Farm has methods for purchasers of any age to avoid wasting on automobile insurance coverage insurance policies, just like the Drive Protected and Save™ program that works by the State Farm app to observe your driving conduct. In case you speed up too shortly or brake too exhausting, the app will know. However don’t fear, the knowledge collected can solely qualify you for reductions – it received’t work towards you.
Geico: Finest General
Geico typically has the most affordable auto insurance coverage insurance policies in California, and we named Geico the very best general supplier in our business evaluate. Geico prospects can select from quite a lot of protection choices to fulfill minimal state legal guidelines or create a extra complete plan with roadside help, rental automobile reimbursement, and mechanical breakdown insurance coverage.
Geico affords good scholar reductions, buyer loyalty reductions, and bonus financial savings for drivers who swap to Geico from one other auto insurance coverage firm.