We’re one of many fastest-growing homeownership corporations in America. Why? As a result of we’re making homeownership easier, quicker – and most significantly, extra accessible for all People.
By combining smarter expertise with a want to not simply change one piece of the journey however all the make-up of what it’s like to purchase and personal a house on this nation, we’re constructing issues that don’t exist but.
Higher.com by the numbers:
• We fund $600 million in residence loans per thirty days
• Practically $5 billion in loans funded since our inception in 2016
• 2 years working, we’re one in all Crain’s “Greatest Locations to work”
• We’re #11 on Fortune’s Greatest Locations to Work in NYC
• And #964 on Inc.’s 2019 “5000 Quickest-Rising Firms”
• We’ve secured over $254 million from our traders thus far
We proceed to outpace the business at each flip. We’ve not too long ago joined forces in partnership with Ally Financial institution. Plus, our backers have helped construct among the most transformative tech and finance corporations in historical past. Kleiner Perkins, Goldman Sachs, IA Ventures, American Specific, Citigroup, Activant Capital, and others have all invested in our imaginative and prescient of redefining all the homebuying journey.
As a Mortgage Processing Professional, you can be accountable for conducting detailed credit score evaluation of mortgage functions and managing the gathering of all required mortgage documentation to acquire ultimate credit score approval. The perfect candidate might be a extremely organized communicator able to making sound selections whereas sustaining composure in a fast-paced surroundings.
Past producing high-quality loans, our objective is to construct a product that may in the end cut back the price of homeownership in America. With places of work in New York, San Francisco, Costa Mesa, and Gurgaon, we’re rapidly increasing to be able to ship a pleasant borrower expertise by way of a mixture of expertise and other people.
In becoming a member of our Charlotte group, you should have a novel alternative to hitch a fast-growing group and play a crucial position in delivering on the Higher mission.
• Carry out a radical evaluation of applicant’s revenue and expense information, self-employment documentation, credit score studies, and property valuations to be able to affirm borrower qualifies for a mortgage
• Confirm and analyze all essential monetary info and documentation and be sure that mortgage information comprise all essential credit score and authorized paperwork to fulfill underwriting circumstances
• Calculate qualifying ratios, decide creditworthiness
• Proactively handle a pipeline in a well timed, correct, and environment friendly method.
• Request and handle the group of borrower mortgage documentation
• Work successfully with cross-functional groups in Operations (title, valuations, underwriting, closing) to shut loans
• 2-4+ years of expertise processing (or underwriting) FNMA, FHLMC, FHA and Jumbo mortgages
• Information of company typical underwriting product tips
• Familiarity with Desktop Underwriter (DU)
• Robust communication, group, and time administration abilities
• Capacity to troubleshoot and remedy issues independently
• Capacity to keep up composure in a fast-paced surroundings
Issues we worth:
• Curiosity. Why? How? Repeat.
• Nerdiness. Monetary information and traits are fascinating. Severely.
• Relentlessness. Nobody right here offers up. We strive. We fail. We strive once more.
• Ardour: For those who don’t get enthusiastic about serving to folks get into and keep within the residence of their goals then this merely gained’t work.
• Smarts: e-book and avenue. We have now to make use of all of the instruments at our disposal to construct Higher.
• Empathy and Compassion: You perceive that folks’s largest goals are in your palms.
• Communication. Are you able to ask for assist or put your hand up while you don’t perceive?
• Constructing. Doing. Making: Sure, now we have to do a number of pondering and speaking to determine these things out, however you’ll be able to’t wait to go away the dialog and construct it.