FBNBank Ghana as a part of its banking technique to convey monetary companies nearer to prospects has continued to leverage new and evolving applied sciences to facilitate entry to on a regular basis monetary companies.
The First Bank of Nigeria Restricted subsidiary in Ghana is demonstrating ardour and dedication to broadening the alternatives and entry to monetary companies for the unbanked and underbanked section of our society with entry to handy and inexpensive monetary services.
The Bank is now scaling up its agent banking venture to enhance its digital banking channels to extend entry for monetary companies to prospects.
The Managing Director of FBNBank Ghana, Victor Yaw Asante introduced that its community of brokers will current a handy and comfy various for patrons that require easy and simple to make use of digital channels.
He famous that the bank’s agent banking venture will go together with steady innovation and a roll-out of latest and improved digital methods of finishing up transactions inside their communities.
In a world of Covid-19, these enhancements will promote bodily distancing and the discount of bodily interactions of individuals, thereby guarding towards the unfold of the virus.
Mr. Asante was involved in regards to the variety of Ghanaians who do not need entry to monetary services which hinders the monetary inclusion course of within the nation.
In keeping with the World Bank’s International Findex Database, Ghanaian adults with a registered monetary account improved from 41% in 2014 to 58% in 2017.
Additionally, in 2017, 54% of girls had an account with a proper monetary establishment, in comparison with 58% for the overall inhabitants and 62% of males, implying that there are nonetheless many Ghanaian adults who do not need accounts as a consequence of lack of entry and different causes.
He believes FBNBank’s agent banking will assist improve entry to monetary companies and enhance monetary inclusion.
The FBNBank Managing Director recounted that agent banking helps people in addition to households and opens up communities for financial progress.
He additionally famous that it offers them with the power to handle their sources and get monetary savings enabling them make the best monetary choices in an inexpensive, easy and safe means.
FBNBank brokers are dotted within the Accra-Tema Metropolis to offer alternatives to people and companies.
This allows prospects to entry acceptable, inexpensive, and well timed monetary services like account opening, cash deposits, cash withdrawals, and funds switch, by means of the brokers’ level of sale gadgets, the bank’s cell app, and the short banking hotline.