Golden 1 Credit score Union is dedicated to the well-being of our members, staff, and group. For over 85 years, Golden 1 has been and continues to be a powerful and secure credit score union. We take our function critically as your monetary establishment and in serving to you, your family members, and our group get via these unsure occasions.
Member Providers and Emergency Aid
Our primary precedence is to serve and look after our members, at the moment and each day. Relaxation assured, we’re right here for you.
Right here’s what we’re doing to help our members:
- Automated transfers and funds in addition to direct deposits will proceed to publish to your accounts as regular.
- You may depend on Golden 1. Your cash is protected and obtainable to you. Golden 1 is a federally-insured credit score union.
- We’re waiving many charges that will help you entry your cash and offer you peace-of-mind. Via April 30, 2020 there shall be no Golden 1 charges when utilizing one other financial institution’s ATM (third social gathering charges might apply), no late charges for auto, mortgages, dwelling fairness loans and features of credit score, bank cards, and different loans, in addition to no early withdrawal charges in your Time period Certificates.
- We’re providing mortgage fee deferrals* of as much as three months in your auto, bank card, dwelling fairness, private loans, and features of credit score and as much as 6 months in your mortgage. There aren’t any charges for this service or destructive reporting in your credit score report. Request a mortgage fee deferral.
- We now have an unique emergency mortgage program for our members for as much as $5,000 with a hard and fast rate of interest as little as 0% Annual Proportion Fee (APR). Apply for a low fee emergency mortgage.**
“Financial institution at House” Providers
Keep related with Golden 1 and your cash simply and conveniently from dwelling with these free*** companies.
- Cellular and On-line Banking can be found for you 24/7. It’s simple to enroll, and with our digital banking assure, it’s protected and safe. Enroll now or be taught extra about our “financial institution at dwelling” companies. Right here’s what you are able to do at-a-glance:
- Account inquiries and transfers
- mortgage and invoice funds
- Deposit checks (utilizing the app)
- Open a brand new account
- Handle your debit or bank card utilizing our free*** Card Controls app. You may immediately flip your playing cards on and off.
- Apply for a brand new mortgage or bank card, and a lot extra.
- Golden1.com – Our newly designed web site is well accessible on-line and out of your good telephone and has a wealth of data at your fingertips, together with a useful search function to seek out what you want rapidly and simply.
- E mail your questions, or for account particular inquiries, securely via your on-line account. We’ll reply inside 24 hours.
- Use our automated telephone system to simply make mortgage funds at 1-877-GOLDEN 1 (1-877-465-3361).
- Name to talk to a consultant with questions. Please word: Wait occasions are longer than regular. We encourage you to make use of our on-line and cell banking to your transactions or go to our web site for data or questions.
Our ATMs can be found for money withdrawals, account inquiries, account transfers, in addition to to deposit checks and money, make mortgage funds (for auto and private loans and features), and extra.
Our department community is open for important companies. Our hours have been briefly modified to 10 a.m. –four p.m. Monday via Friday and 10 a.m. – 1 p.m. Saturday with a number of areas closed or with prolonged hours. Please examine our web site or use our cell app earlier than visiting a department location or House mortgage Middle for the newest data. We strongly advocate you restrict in-person department visits at the moment. Make the most of our simply accessible and safe Free “Financial institution at House” companies. For those who should go to our branches now we have sanitized and brought preventative measures to your well being.
Caring for Our Staff
We now have a accountability to our staff who reside in our group and who’re devoted to serving members in these difficult occasions. Like lots of our members, they’re impacted by college and day care closures. They’re additionally caring for themselves, their households, and have a accountability for the well being of our group.
We enormously worth our staff. We now have compensation and advantages applications to help their monetary well-being throughout this time. All staff have beneficiant sick and paid go away advantages and entry to sturdy medical advantages.
Golden 1 and all our staff thanks to your understanding and persistence. We’re doing our best to be right here for our valued members once they want us most in addition to present a lot wanted help to our staff who give a lot of their time and coronary heart to serving and caring for our members.
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Supporting Our Group
Giving again has been an integral a part of Golden 1 since day 1 and, in occasions like these, it’s extra vital than ever. By fulfilling instant wants in addition to making certain the long-term well being of our communities, we’ll get via this. We now have donated greater than $100,000 to meals banks, businesses serving seniors, and nonprofits helping with fundamental wants throughout this pandemic. We’re additionally donating over 25,000 gadgets of private protecting gear to space hospitals together with masks and gloves from our first support provides. We all know extra wants will come up and Golden 1 is actively listening and responding. We’re dedicated to doing the whole lot we will to make sure our shared communities are taken care of of their time of want.
*Finance fees will proceed to accrue in the course of the deferral interval, your funds shall be utilized to the deferred curiosity previous to any software to principal. You will need to perceive deferral of funds will improve finance fees over the lifetime of the mortgage, and will improve the variety of funds required to repay the mortgage, your closing fee can also change.
**Situations apply. Phrases topic to vary with out discover. All loans topic to approval.
***Message and knowledge charges might apply. Examine along with your cell supplier.