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Amazon Credit Card Review

Amazon Credit Card

6.9

Rewards Value:

5.5/10

Annual Percentage Rate:

8.0/10

Rewards Flexibility:

7.5/10

Features:

6.0/10

Customer Experience

7.5/10

Pros

  • High rewards rate on Amazon purchases
  • No minimum redemption amount
  • No limits on how much cash back you can earn
  • Many other rewards options, including gift cards and travel

Cons

  • No annual fee, but requires paid Amazon Prime membership
  • No options to transfer rewards points
  • You can only link your card to one Amazon Prime account to earn 5% rate

Amazon Credit Card Review

Full Overview – Amazon Credit Card Review

If you happen to’re an Amazon Prime loyalist, it is laborious to seek out fault with the Amazon Prime Rewards Visa Signature Card.

The cardboard, issued by Chase, earns a stellar rewards price at each Amazon.com and Complete Meals. And in contrast to plenty of different store-branded playing cards, you need to use it — and earn rewards with it — anyplace that accepts Visa. You may get pleasure from bonus rewards at eating places, drugstores and gasoline stations, too. Plus, redemption choices are fairly versatile for a retailer card.

You get all this for an annual charge of $0, though you will have to pay for an Amazon Prime membership first. Those that do not store sufficient with Amazon to justify that membership charge will wish to look elsewhere. Amazon Credit Card .

Key options of the Amazon Prime Rewards Visa Signature Card

Card sort: Retailer and rewards.

Annual charge: $0, however you have to be an Amazon Prime member. Membership prices $119 yearly ($59 a yr for college kids).

Signal-up bonus: Amazon sometimes provides reward playing cards of various quantities upon approval.

Rewards – Amazon Credit Card Review:

  • 5% again at Amazon.com and Complete Meals Market.
  • 2% again at eating places, gasoline stations and drugstores.
  • 1% again on all different purchases.

Rewards come as factors which can be value a penny every. They are often redeemed towards eligible Amazon.com purchases, with no minimal redemption required. However you may also redeem factors by way of Chase for money again, both as a press release credit score or a deposit into an eligible checking or financial savings account, additionally with no minimal required. Different redemption choices embrace journey and reward playing cards. Word that factors earned on the Amazon Prime Rewards Visa Signature Card can’t be mixed with Chase Final Rewards® factors. Amazon Credit Card .

APR: The continued APR is 15.74% – 23.74%, Variable.

International transaction charges: None.

Different advantages:

Amazon Credit Card Journey protections: Journey accident insurance coverage, misplaced baggage reimbursement, baggage delay insurance coverage, journey and emergency help, auto rental collision injury waiver, roadside dispatch.

Buying protections: Extended guarantee, buy safety.

Plus: Visa Signature concierge service and entry to reserving resorts within the Visa Signature Luxurious Resort Assortment.

Why you may want the Amazon Prime Rewards Visa Signature Card

HIGH ONGOING REWARDS – Amazon Credit Card

If you happen to spend loads at Amazon.com or Complete Meals Market, no different card can supply such constantly excessive rewards in your loyalty because the Amazon Prime Rewards Visa Signature Card. A couple of different playing cards do come shut, just like the Uncover it® Money Again. It earns as much as 5% money again in rotating bonus classes that change every quarter, as much as a $1,500 quarterly spending cap. (Activation is required; all different purchases earn 1% again.) And prior to now, Amazon.com has been amongst that card’s 5% bonus classes — however, once more, just for a three-month interval, and solely as much as that mixed quarterly $1,500 cap.

Nerd tip: If you’d like Amazon-centric earnings with out the membership price ticket, take into account the Amazon Rewards Visa Signature Card. This model additionally has an annual charge of $0, nevertheless it does not require a Prime membership. It earns much less in rewards at Amazon and Complete Meals, however you will snag the identical price again at eating places, gasoline stations and drugstores.

REWARDS FLEXIBILITY – Amazon Credit Card

The one factor extra enjoyable than incomes rewards is redeeming them, and your earnings on the Amazon Prime Rewards Visa Signature Card can be utilized in quite a lot of methods (which is not at all times the case with store-branded bank cards). Use rewards towards your subsequent Amazon buy, or redeem them by way of Chase to purchase reward playing cards, to ebook journey or to get straight-up money again. Factors are value one cent every any method you employ them.

PACKED WITH EXTRAS – Amazon Credit Card

Even when the farthest you journey is out of your mattress to your sofa, the Amazon Prime Rewards Visa Signature Card is jam-packed with juicy Visa Signature extras that just about anybody can profit from. Severe web shoppers can make the most of the acquisition and guarantee protections on qualifying objects. And for individuals who do journey continuously, the Amazon Prime Rewards Visa Signature Card does not include any international transaction charges, making it preferrred to be used internationally. Home and worldwide vacationers alike can discover worth within the included auto rental collision injury waiver protection, baggage delay insurance coverage, and journey and emergency help.

Amazon Credit Card
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