Interest rates and annual percentage rates (APRs) are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score, refinance with cash out and other variables—call for details. This is not a credit decision or a commitment to lend. Mortgage insurance may be required depending on loan guidelines. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
Mortgage calculator rates today April 2, 2020
WELLS FARGO
Current Mortgage and Refinance Rates
Utilize yearly rate APR, which incorporates expenses and expenses, to analyze rates across loan specialists. Rates and APR beneath may incorporate up to .50 in markdown focuses as a forthright expense to borrowers and accept no money out. Select item to see detail. Utilize our Compare Home Mortgage Loans Calculator for rates modified to your particular home financing need.
Purchase Rates
| Product | Interest Rate | APR |
|---|---|---|
| Conforming and Government Loans | ||
| 30-Year Fixed Rate | 3.500% | 3.614% |
| 30-Year Fixed-Rate VA | 3.250% | 3.605% |
| 20-Year Fixed Rate | 3.250% | 3.408% |
| 15-Year Fixed Rate | 2.625% | 2.825% |
| 7/1 ARM | 3.500% | 3.531% |
| 5/1 ARM | 3.625% | 3.506% |
| Jumbo Loans– Amounts that exceed conforming loan limits | ||
| 30-Year Fixed-Rate Jumbo | 3.500% | 3.554% |
| 15-Year Fixed-Rate Jumbo | 3.125% | 3.240% |
| 7/1 ARM Jumbo | 2.750% | 3.073% |
| 10/1 ARM Jumbo | 3.000% | 3.152% |
Refinance Rates
| Product | Interest Rate | APR |
|---|---|---|
| Conforming and Government Loans | ||
| 30-Year Fixed Rate | 3.875% | 3.970% |
| 20-Year Fixed Rate | 3.750% | 3.896% |
| 15-Year Fixed Rate | 3.125% | 3.292% |
| 7/1 ARM | 3.500% | 3.542% |
| 5/1 ARM | 3.625% | 3.516% |
| Jumbo Loans– Amounts that exceed conforming loan limits | ||
| 30-Year Fixed-Rate Jumbo | 3.875% | 3.925% |
| 15-Year Fixed-Rate Jumbo | 3.625% | 3.695% |
| 7/1 ARM Jumbo | 3.375% | 3.367% |
| 10/1 ARM Jumbo | 3.625% | 3.539% |
BANK OF AMERICA
QUICKEN LOANS
30-Year Fixed VA
3.25% (3.699% APR)
Take advantage of benefits available to military veterans, active-duty service members and eligible surviving spouses.
10-Year Fixed
30-Year Fixed
15-Year Fixed
30-Year Fixed FHA
3.375% (4.359% APR)
Buy or refinance with more lenient credit requirements. The low down payment also makes this loan a perfect fit for first-time home buyers.
US BANK
The current mortgage rates listed below assume a few basic things about you, including, you have very good credit (a FICO credit score of 740+) and the loan is for a single-family home as your primary residence.
Check out the mortgage rates charts below to find 30-year and 15-year mortgage rates for each of the different mortgage loans U.S. Bank offers. If you decide to purchase mortgage discount points at closing, your interest rate may be lower than the rates shown here. To learn more about rates and to see what you may qualify for, contact a mortgage loan officer.
See today’s current mortgage rates for a conventional fixed-rate mortgage.
| Term | Rate | APR |
|---|---|---|
| 30-year fixed | 3.750% | 3.820% |
| 20-year fixed | 3.630% | 3.720% |
| 15-year fixed | 3.250% | 3.370% |
| 10-year fixed | 3.130% | 3.300% |
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