When you open a bank account, there are a lot of details and information you need to manage. One of the most important pieces of information is your account and BMO Harris routing number. Having this information handy is essential for making online payments, transferring funds, setting up direct deposits, and more.
In this blog, we’ll be discussing everything you need to know about your BMO Harris Bank routing and account numbers. We’ll talk about what a routing number is, where you can find your numbers, and how to safely store and use them.
Read also: Getting Started with BMO Harris Bank Login: A Step-by-Step Guide.
Introduction to BMO Harris Bank
BMO Harris Bank is a subsidiary of the Bank of Montreal, which is one of the largest financial institutions in Canada. BMO Harris Bank has been providing banking services to customers in the United States since 1882. They offer a variety of banking products, such as checking and savings accounts, credit cards, personal loans, and more.
BMO Harris Bank is dedicated to serving their customers with excellent service and competitive rates. They have over 600 locations throughout the US and an online banking platform that makes managing your finances easy and secure.
What is a routing number?
A routing number is a nine-digit code that identifies a financial institution. It is also known as an ABA number or routing transit number. This number is used to direct payments to the right financial institution and is required for electronic transfers, such as direct deposits and bill payments.
The BMO Harris routing number is printed on the bottom left corner of your checks. It is also available on your bank’s website and mobile app.
What is an account number?
Your account number is a unique nine-digit code that identifies your bank account. This number is used to make payments to your account, such as direct deposits, online payments, and transfers.
Your account number is printed on the bottom of your checks. It is also available on your bank’s website and mobile app.
Read also: BMO Harris Bank Near Me: – Branch & ATM Locations.
Where can I find my BMO Harris routing and account numbers?
If you’re a BMO Harris Bank customer, you can find your routing and account numbers in several places.
Your routing number is printed on the bottom left corner of your checks. It is also available on your bank’s website and mobile app.
Your account number is printed on the bottom of your checks. It is also available on your bank’s website and mobile app.
Understanding the format of BMO Harris routing numbers
BMO Harris Bank routing numbers are nine-digit codes that begin with zero. The first four digits represent the Federal Reserve routing symbol, the fifth and sixth digits represent the ABA Institution Identifier, and the last three digits represent the check digit.
For example, a BMO Harris routing number may look like this:
0-00-0000
Understanding the format of BMO Harris account numbers
BMO Harris Bank account numbers are nine-digit codes that begin with zero. The first three digits represent the bank’s routing number, the fourth and fifth digits represent the ABA Institution Identifier, and the last four digits represent the check digit.
For example, a BMO Harris Bank account number may look like this:
0-0000-0000
What do I need routing and account numbers for?
Routing and account numbers are essential for making electronic payments and transfers. Your routing number is used to direct payments to the right financial institution, and your account number is used to make payments to your account.
You need your routing and account numbers for a variety of tasks, such as setting up direct deposits, making online payments, setting up recurring payments, and transferring funds.
Tips for safely storing and using your routing and account numbers
It’s important to keep your routing and account numbers secure. Here are some tips for safely storing and using your numbers:
- Don’t share your numbers with anyone unless you trust them completely.
- Don’t write down your numbers, especially on a piece of paper or post-it note.
- Don’t store your numbers on your computer, phone, or other device unless they’re encrypted.
- Don’t use public Wi-Fi networks to access your banking information.
- Don’t give out your numbers over the phone unless you initiated the call and the person is verified.
What to do if your routing or account numbers are compromised
If you suspect that your routing or account numbers have been compromised, you should contact your bank immediately. BMO Harris Bank has a dedicated team of fraud experts who can help you protect your accounts and identity.
You should also review your bank statements and credit reports regularly to make sure there are no suspicious charges or activities. If you do find any suspicious activity, you should contact your bank immediately.
FAQs about BMO Harris Routing Number
A BMO Harris routing number is a nine-digit code that identifies a specific financial institution and the location where a customer’s account was opened. It is used to facilitate the electronic routing of funds (ACH transfer) from one bank account to another.
Here are some FAQs about BMO Harris routing numbers:
A BMO Harris routing number is a nine-digit code that identifies a specific financial institution and the location where a customer’s account was opened. It is used to facilitate the electronic routing of funds (ACH transfer) from one bank account to another.
The best way to find your BMO Harris routing number is to look at your checkbook. The first nine digits on the bottom left of the check are your routing number. You can also find it on your monthly statements or by calling your local branch.
Your routing number is primarily used to transfer funds between banks. It is also used to set up direct deposits or automatic bill payments. You may also need your routing number if you want to set up online banking or if you need to wire money.
No, the routing number varies depending on the specific customer and the location of their account. It could be different for different customers even if they bank at the same branch.
How many branches have BMO Harris Bank?
BMO Harris Bank has over 1,100 branches and roughly 2,300 ATMs [2] located throughout the United States, with its headquarters in Chicago, IL and 5 office and retail locations [3]. Customers can easily find their nearest branch or ATM using the BMO Branch Locator [1] for a wide range of personal banking services.
References:
[1] Branch & ATM Locations | BMO – BMO Harris [2] BMO Harris Bank – Wikipedia [3] BMO Harris Bank Office Locations and Headquarters – ZippiaConclusion
Managing your BMO Harris Bank routing and account numbers is essential for accessing your accounts and making payments. We hope this blog has provided you with the information you need to securely store and use your numbers.
If you have any questions about your routing or account numbers, please contact BMO Harris Bank directly. They can provide you with the answers and assistance you need.
