Home » American Express Business Platinum Card: Premium Travel Benefits and Rewards for Entrepreneurs
As a business owner, you understand the importance of maximizing every opportunity to elevate your enterprise. That’s where the Business Platinum Card comes into play. This prestigious card offers a multitude of premium travel benefits and rewards, designed to cater to the unique needs of entrepreneurs and business professionals. In this comprehensive guide, we will delve into the key features, benefits, and rewards offered by the American Express Business Platinum Card, ensuring you make an informed decision for your business.
The Earning Potential: Accelerate Your Rewards with the Business Platinum Card
One of the primary reasons to consider the Business Platinum Card is its impressive earning potential. The card allows you to accumulate rewards on almost all types of purchases, ensuring your business spending translates into valuable benefits. Here’s an overview of how you can earn rewards with the Business Platinum Card:
Earn on Purchases
For almost every £1 spent on eligible purchases, you will earn valuable rewards with the Business Platinum Card. This means that your everyday business expenses can contribute to a growing pool of rewards, which can be redeemed for a variety of options, including travel, merchandise, and gift cards.
Bonus Earnings for High Spenders
The Business Platinum Card offers an attractive incentive for businesses with significant monthly expenditures. When you spend £10,000 in a single month, you will unlock additional rewards. This feature is particularly beneficial for businesses with high operating costs or those making large investments in their growth and development.
American Express Travel Online Rewards
When you book your travel through American Express Travel Online, you can earn even more rewards. This exclusive platform allows you to leverage your Business Platinum Card to its fullest potential, ensuring you maximize the benefits of your card membership.
Premium Travel Benefits: Elevate Your Business Travel Experience
The Business Platinum Card isn’t just about earning rewards; it’s also about enhancing your travel experience. As a cardmember, you gain access to a suite of premium travel benefits designed to make your trips more comfortable, convenient, and enjoyable. Here are some of the standout travel benefits offered by the Business Platinum Card:
As a Business Platinum Card holder, you will enjoy complimentary access to over 1,200 airport lounges worldwide. These lounges provide a comfortable and quiet space to relax, work, or network before your flight, ensuring a more enjoyable travel experience.
Global Travel Insurance
Travel with confidence, knowing that you and your employees are protected by comprehensive global travel insurance. The Business Platinum Card includes coverage for trip cancellation and interruption, emergency medical expenses, lost or delayed baggage, and more.
Elevate your hotel stays with the Business Platinum Card’s exclusive hotel benefits. Enjoy complimentary room upgrades, late check-out, and other premium amenities at participating hotels and resorts worldwide.
The Business Platinum Card’s Membership Rewards Programme
The rewards earned with your Business Platinum Card are part of the esteemed Membership Rewards Programme, which offers a wide array of redemption options to suit your business needs. Here are some of the ways you can utilize your rewards:
Use your Membership Rewards points to book flights, hotels, car rentals, and other travel experiences through American Express Travel Online. You can also transfer your points to a variety of airline and hotel loyalty programmes, potentially unlocking even greater value.
Gift Cards and Merchandise
Redeem your points for gift cards from popular retailers, or use them to purchase a wide range of merchandise, including electronics, office supplies, and other business essentials.
Account Credit and Charity Donations
Apply your Membership Rewards points as a statement credit to offset your Business Platinum Card balance or donate them to a charity of your choice, supporting a cause that aligns with your business values.
Other Noteworthy Benefits and Features of the Business Platinum Card
In addition to the rewards and travel benefits, the Card offers a range of additional features designed to support the growth and success of your business:
Flexible Payment Options
The Card offers payment flexibility, allowing you to carry a balance for certain charges while still earning rewards on new purchases. This feature can help you manage your cash flow more effectively during periods of fluctuating business expenses.
Expense Management Tools
Keep track of your business spending with ease, thanks to the suite of expense management tools offered by the Business Platinum Card. Access detailed reports, customize spending limits for employee cards, and monitor transactions in real-time.
Global Assist Hotline
When you’re travelling for business, the last thing you need is unexpected complications. Thankfully, theCard includes access to the Global Assist Hotline, which provides 24/7 support for issues such as lost passports, legal referrals, and emergency medical assistance.
Eligibility Criteria and Application Process
Before applying for the Business Platinum Card, ensure you meet the following eligibility criteria:
Your business has a current UK Bank or Building Society account
You have a permanent UK home address
You agree to pay the annual fee of £650
Please note that you won’t be eligible for a Welcome Bonus award if you currently hold a Membership Rewards enrolled American Express Card or have held one in the past 13 months.
If you meet these criteria, you can proceed with the application process, which involves providing information about your business and personal finances. Once your application is approved, you can start enjoying the premium travel benefits and rewards offered by the Business Platinum Card.
The Business Platinum Cardoffers a robust suite of benefits, rewards, and features tailored to the needs of entrepreneurs and business professionals. From earning valuable rewards on everyday business expenses to enjoying premium travel benefits and expense management tools, the Business Platinum Card can be a powerful tool in the arsenal of any ambitious business owner. With its prestigious reputation, excellent earning potential, and unmatched travel perks, the Business Platinum Card is an investment that can pay dividends in the growth and success of your business.
Amanda Salt, Vice President, Small & Medium Enterprises, UK Card Services at American Express, said:
“Small and medium businesses continue to face challenges but it’s encouraging to see a significant number targeting investment in areas that will help drive growth. Our focus is on supporting SME leaders and their businesses with the financial backing they need, along with access to valuable rewards and benefits earned from their everyday business spending.”
The ability to earn up to £100 Statement Credit and Welcome Bonus of 40,000 points comes on top of a wide range of existing benefits for Business Platinum Cardmembers, including:
Accelerated points earn 10,000 extra Membership Rewards® points when they spend over £10,000 on their Card, every month; up to 120,000 per year
£200 Annual Travel Credit when booking with American Express Travel Online
Simpler supplier payments with access to the Bluechain platform that helps streamline invoice management and payments
Cashflow Management, with up to 54 days to pay for purchases, cash can stay in your account for longer, making money management more flexible.
AmexExpense frees up business time with a simple solution to complicated and frustrating company expenses
Business-focused offers for example, Business Platinum Cardmembers get £150 of credit with Dell per year
Aneta is a staff writer covering money content, including personal finances, savings accounts, taxes, loans, mortgages, credit cards, interest rates and insurances for FintechZoom. Contact: [email protected].