There is no doubt that fintech is revolutionising the financial sector. From mortgage and investment services to banking and payments, fintech is providing consumers with more choice and convenience than ever before. But which fintech companies are the most valuable?
Mortgage and investment service provider SoFi is one of the hottest names in fintech right now. The company has raised over $4 billion from investors and is valued at $8 billion. SoFi offers a range of mortgage, investment and personal loan products, all with competitive rates and flexible terms.
Another company making waves in the fintech world is Stripe. Stripe provides a payment processing platform for businesses of all sizes. The company has raised over $9 billion from investors and is now valued at $36 billion. Stripe’s platform makes it easy for businesses to accept payments online and in-person, and its products are used by some of the biggest names in e-commerce, including Amazon, Uber and Airbnb.
These are just two of the most valuable fintech companies out there. With so much innovation happening in the sector, it’s impossible to predict which companies will be the hottest names in fintech next year. But one thing is for sure: fintech is here to stay. So, Let’s look at the Fintech Ranking.
1. Chime
Chime is a financial technology company that offers banking services to consumers and businesses. The company was founded in 2013 and is headquartered in San Francisco, California. Chime provides a mobile app and debit card that can be used to manage money, make payments, and track spending. The company also offers a savings account with no fees or minimum balance requirements. Chime has received funding from a number of venture capital firms and is backed by institutions such as Goldman Sachs. In 2017, the company launched its first products in the UK market.
2. OpenSea
OpenSea is the world’s first and largest marketplace for crypto collectibles, non-fungible tokens (NFTs), and other digital assets. Launched in early 2018, OpenSea has been growing rapidly and is now the go-to spot for buying, selling, and discovery of digital goods. We have millions of unique items listed on the site, including everything from one-of-a-kind digital artworks to in-game assets and crypto pets.
OpenSea is built on top of Ethereum, meaning that all transactions are stored on the Ethereum blockchain and are susceptible to blockchain fees. However, we’ve developed a number of ways to make buying and selling easy and convenient for our users. In particular, we offer MetaMask integration so that users can easily buy items without having to leave our site. We also support a number of different payment methods, including credit cards, PayPal, and cryptocurrency.
One of our primary goals at OpenSea is to make digital goods accessible to everyone. We believe that blockchain technology will power a new era of digital ownership, where people can truly own their data and their online identities. We’re building the tools to make this vision a reality. So far, we’ve seen tremendous interest from both buyers and sellers all over the world, and we’re excited to see what the future holds for OpenSea and the broader digital economy.
| Rank | Company | Category | Funding (GBP) | Latest valuation (GBP) | Number of Twitter followers | Number of Google searches | Fintech score /10 |
| 1 | Chime | Personal Finance | £2.0bn | £21.9bn | 184,800 | 1,275,500 | 9.59 |
| 2 | OpenSea | Blockchain and Cryptocurrencies | £370.1m | £11.6bn | 1,800,000 | 2,889,600 | 8.61 |
| 3 | Stripe | Payments | £2.1bn | – | 211,800 | 143,000 | 8.30 |
| 4 | Brex | Business to Business Banking | £1.1bn | £10.8bn | 11,300 | 1,189,000 | 8.18 |
| 5 | TripActions | Payments | £962.5m | £6.3bn | 69,900 | 553,000 | 8.14 |
| 6 | Carta | Wall Street & Enterprise | £962.5m | £6.5bn | 24,800 | 6,669,000 | 8.14 |
| 7 | FTX | Blockchain and Cryptocurrencies | £1.6bn | £28.0bn | 672,000 | 9,740 | 7.86 |
| 8 | Chainalysis | Blockchain and Cryptocurrencies | £468.1m | £7.5bn | 39,200 | 331,500 | 7.40 |
| 9 | Fireblocks | Blockchain and Cryptocurrencies | £1.1bn | £7.0bn | 17,200 | 278,000 | 7.38 |
| 10 | Circle | Blockchain and Cryptocurrencies | £1.3bn | £7.9bn | 94,700 | 20,400 | 7.36 |
﹡all figures were changed from USD to GBP as of September 2022.
3. Stripe
Founded in 2013, Stripe is a technology company that specializes in payment processing and financial services. Stripe has developed a suite of tools that simplify online payments, and its products are used by businesses of all sizes, from startups to large enterprises. In addition to processing payments, Stripe also offers fraud detection and prevention, invoicing, and other financial services. Stripe is headquartered in San Francisco, with offices in 11 countries around the world. The company has been profitable since 2016, and its revenue was $1.5 billion in 2020. Stripe is one of the most valuable private technology companies in the world, with a valuation of $95 billion as of March 2021.
4. Brex
Brex is a financial technology company that offers corporate credit cards and cash management solutions. Brex was founded in 2017 by Henrique Dubugras and Pedro Franceschi, two former payment processing executives at Pagar.me, a Brazilian startup that was acquired by PayPal in 2016. The company is based in San Francisco, California. In 2018, Brex raised $57 million in Series A funding led by Ribbit Capital. Brex has since raised an additional $315 million from investors including DST Global, Y Combinator Continuity Fund, Greenoaks Capital, and Altimeter Capital.To date, Brex has issued over $1 billion in financing to companies including Airbnb, Deliveroo, and Rappi.
5. TripActions
TripActions is a leading provider of corporate travel and expense management solutions. The company’s Fintech platform enables businesses to better control travel spending, improve visibility into travel budgets, and streamline reimbursement processes. TripActions Fintech also offers a suite of payment solutions that provide businesses with more flexibility and control over how they pay for travel expenses. These solutions include payment cards, virtual credit cards, and corporate travel debit cards. With TripActions Fintech, businesses can manage their travel spend more effectively and improve their bottom line.
6. Carta
Carta is a financial technology company that provides software and services related to equity management.Carta’s products include software for managing equity grants, tracking stock options and RSUs, and issuing and managing employee stock purchase plans. The company also offers a suite of tools for startups and venture capitalists, including a “cap table” that tracks ownership stakes in startups and a ” shareholder portal” that provides investors with access to information about their investments. In addition, Carta offers consulting services to help companies with their equity programs.
7. FTX
FTX Fintech is a leading provider of financial technology solutions. The company offers a suite of products and services that help businesses streamline their operations, reduce costs, and improve efficiency. FTX Fintech’s products and services include online banking, payments processing, customer relationship management (CRM), and enterprise resource planning (ERP) solutions. The company also offers a range of consulting and implementation services. FTX Fintech has a team of experienced financial technology professionals who are dedicated to helping businesses succeed. The company is headquartered in Toronto, Canada and has offices in the United States, Europe, and Asia.
8. Chainalysis
As a leading provider of compliance and investigation software to the world’s largest financial institutions, Chainalysis is helping to shape the future of the finance industry. The company’s software is used by banks, governments, and businesses to track and investigate digital currency transactions. By applying cutting-edge technologies, Chainalysis is able to provide insights into the global economy that were previously unavailable. The company’s products are helping to make the world’s financial systems more transparent and efficient. In addition, Chainalysis is working to fight crime by providing law enforcement agencies with the tools they need to track and investigate illegal activity. As the finance industry evolves, Chainalysis will be at the forefront of shaping its future.
9. Fireblocks
Fireblocks is a fintech company that works with businesses to provide them with secure digital asset management and storage solutions. The company was founded in 2018 by Michael Shaulov and Alexey Ershov, and it is based in New York City. Fireblocks’ mission is to make it easier and safer for businesses to use digital assets. The company offers a platform that helps businesses to securely store, transfer, and manage their digital assets. The platform uses blockchain technology to provide a secure and decentralized way to store and manage digital assets. Fireblocks has raised $16 million in funding from investors including Galaxy Digital, Accomplice, and Blockchain Capital.
10. Circle
Circle is a fintech company that offers digital currency products and services. The company was founded in 2013 by Jeremy Allaire and Sean Neville, and it is headquartered in Boston, Massachusetts. Circle provides a suite of products and services that make it easy for consumers and businesses to use digital currencies. For consumers, the company offers the Circle Pay app, which allows users to send and receive money with no fees. For businesses, the company offers Circle Trade, a platform that allows businesses to buy and sell digital currencies. In addition, Circle also offers investment products and services through its subsidiary, Circle Invest. The company has raised over $250 million from investors including Goldman Sachs, Baidu, and IDG Capital.
