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The Best Credit Card for Balance Transfers 2020

The Best Credit Card for Balance Transfers 2020

The Best Credit Card for Balance Transfers 2020. Best Balance transfer credit card. Credit Card with no Balance Transfers fee.

 

  • Compare our recommended balance transfer credit cards
  • Credit card balance transfer independent ratings & consumer reviews

 

BankAmericard® credit card – The Best Credit Card for Balance Transfers 2020

Balance Transfer Credit Card: BankAmericard

  • Intro Balance Transfer APR: 0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days
  • Intro Purchase APR: 0% Introductory APR on purchases for 18 billing cycles
  • Regular APR: 14.49% – 24.49% Variable APR on purchases and balance transfers
  • Annual Fee: $0
  • Credit Needed: Excellent/Good
  • Card Brand: Mastercard®

Highlights

  • 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.49% – 24.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No annual fee
  • No penalty APR. Paying late won’t automatically raise your interest rate (APR). Other account pricing and terms apply
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app

Discover it® Balance Transfer – The Best Credit Card for Balance Transfers 2020

discover it balance transfer

  • Introductory APR: 0% for 18 months on balance transfers & 0% for 6 months on purchases*
  • Rewards Rate: Earn 5% cash back on everyday purchases at different places each quarter up to the quarterly maximum, when you activate*
  • Ongoing APR: 13.49% – 24.49% Variable*
wells fargo platinum card
  • Introductory APR: 0% for 18 months on purchases and qualifying balance transfers*
  • Low Fees: Enjoy $0 Annual Fee
  • Ongoing APR: 16.99%-26.49% (Variable)*
chase freedom unlimited
  • Introductory APR: 0% for 15 months on purchases and balance transfers
  • Sign-up Bonus: $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases.
  • Regular APR: 16.49% – 25.24% Variable
  • Annual Fee: $0
  • Credit Needed: Excellent/Good
  • Card Brand: Visa®

Highlights

  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49 – 25.24%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5
  • No annual fee
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Intro APRs: 0% Introductory APR on purchases for 15 billing cycles and 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
  • Sign Up Bonus: $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Regular APR: 15.49% – 25.49% Variable APR on purchases and balance transfers
  • Intro APRs: 0% intro APR on purchases and balance transfers for 15 months; 15.49% – 25.49% (Variable) after that. Credit Card with no Balance Transfers fee
  • Sign Up Bonus: Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Rewards Rate: 3% Cash Back on dining; 3% Cash Back on entertainment; 2% Cash Back at grocery stores; 1% Cash Back on all other purchases
  • Intro APR: 0% for 15 months on balance transfers and purchases. Credit Card with no Balance Transfers fee
  • Rewards Rate: Unlimited 1.5% Cash Back on your purchases
  • Regular APR: 14.49%-25.49% Variable

 

Wells Fargo Propel American Express® card

wells fargo propel american express card
  • Rewards Rate: Earn 3X points on eating out, ordering in and popular streaming services, 3X points on gas stations, rideshares and transit, and 3X points on travel including flights, hotels, homestays and car rentals. Earn 1X points on other purchases.
  • Introductory APR: 0% for 12 months on purchases and qualifying balance transfers
  • Ongoing APR: 15.49%-27.49% (Variable)

Further reading: Wells Fargo Propel Review

Chase Freedom®

Balance Transfer Credit Card: Chase Freedom

  • Sign up Bonus: Earn a $150 Bonus after spending $500 on purchases in your first 3 months from account opening.
  • Introductory APR: 0% Intro APR on purchases and balance transfers for 15 months
  • Regular APR: 16.49% – 25.24% Variable
Balance Transfer Credit Card: Citi Simplicity
  • Intro Purchase APR0% for 12 months on Purchases – Credit Card with no Balance Transfers fee
  • Intro BT APR0% for 21 months on Balance Transfers
  • Regular Purchase APR16.24% – 26.24% (Variable)