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Apps That Make You Money Without Much Effort or Investment

Jung Min-seo by Jung Min-seo
January 20, 2025
in Money, Tech
0

FintechZoom > Business > Tech > Apps That Make You Money Without Much Effort or Investment

Overcoming financial struggles can relate to lifestyle changes, meal planning, and budget-friendly product alternatives. Besides adjusting your behavior, you can also consider additional earning opportunities. The latter can seem challenging, but we show some options that won’t be difficult to hunt down in this article. They require minimal effort, but with enough patience, you can notice a significant increase in your earnings.

Reward and survey apps

Apps like Swagbucks, InboxDollars, Survey Junkie, and LifePoints are all options for earning money for micro-tasks. You join a service and see the available jobs, such as answering surveys, watching videos, testing products, or interacting with social media accounts. After completing these tasks, you receive a certain number of points. Later, you can redeem these points as gift cards or payments to bank accounts. Of course, such apps require patience as you need to reach certain thresholds (number of points) to redeem earnings.

How to make the most money: The best option is to use multiple services, complete all available tasks, and prioritize tasks with the highest rewards.

Earn points via loyalty programs

Many popular brands offer loyalty applications that you can scan during checkout. Not only do they apply discounts or special offers, but they also might generate in-app currencies. So, with each purchase, you accumulate tiny amounts that allow you to fully or partially compensate for your purchases later. While this is not a direct way of earning money, it’s effortless and beneficial if you have favorite stores. However, don’t let the tempting offers in loyalty programs compromise your saving goals (don’t buy anything unnecessarily).

How to get the most money: Look for special offers and increased bonuses, and use the loyalty app every time.

Take advantage of unused internet bandwidth

Most households negotiate sufficient internet bandwidth plans, supporting all activities and performing splendidly. However, you don’t use this connectivity around the clock, meaning you have a window of opportunity.

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Some unique applications let you make money online by sharing this asset. Besides being easy to join and earn cash easily, it doesn’t require your assistance. After you share the unused bandwidth, the applications do all the heavy lifting for you.

How to get the most money: Keep the app running continuously, refer friends, add more devices, and explore special in-app offers.

Play games and generate money

Some applications offer you the chance to earn money while playing mobile, web, or PC games. Mistplay is one of the available options, granting users access to new games. Additionally, the service promises to customize the available selections for you. As a result, you’ll see titles similar to those you already play. The difference is that you will get paid for leveling up or solving puzzles.

How to get the most money: Play games regularly and for longer, choose games offering higher rewards, refer friends, and always complete daily tasks.

Sell your stuff

Applications that let you upload different items for sale can bring impressive earnings. Look around your house and closet to see if you no longer need particular stuff. Then, these items can be put on online marketplaces like Vinted. Besides this service, check out Poshmark, OfferUp, Etsy, and Mercari. If you don’t want to join a separate app, go for Facebook Marketplace.

How to get the most money: Set competitive prices, use clear and inviting pictures, write detailed descriptions, and don’t accept demands for high discounts.

Replace your lock screen

It might seem odd, but you can earn by replacing your lock screen image with promotions. Apps like Slidejoy let you earn each time you unlock your smartphone. Thus, you receive rewards for watching that particular ad. So it doesn’t require much effort or time! Like reward apps, you earn in-app currency and can later exchange it for gift cards or money.

How to get the most money: Keep the app running, frequently unlock your phone, and refer friends.

Get some money back with cashback apps

Do you want to earn some money back after each purchase? Cashback apps do just that. Typically, you can get a percentage of the entire cost you spent. However, some apps could give you cash back for purchasing a particular brand’s items. In other cases, you might need to shop at specific stores to see some money returned to your bank account. Fortunately, cashback apps work on physical and online stores. For web shopping, most providers offer browser extensions.

How to get the most money: Use the cashback app for all purchases, link credit cards, stack multiple offers, refer friends, and always check which stores/items give you cash back.

Conclusion

These applications for earning extra won’t require much time or effort. Thus, you can try them even when you have limited free time. We suggest combining multiple options and sticking to them for the best results. Additionally, you might consider taking steps to secure your activities, such as choosing to install a VPN, especially when dealing with online platforms. Usually, it can take longer for you to earn higher sums. However, since most of these options are effortless, you won’t feel disappointed by the slower process.

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Jung Min-seo

Jung Min-seo

Jung Min-Seo is a staff writer covering technology for FintechZoom. Contact: [email protected]

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